Are You Struggling with Your
Mortgage Payments?
Are You Facing Foreclosure?

“Don’t Pay $1500-$5000 for a Loan Modification!
You May Be Able to Do It Yourself or Even Get Government Help from
Obama’s New - Home Affordable Program!”

“Learn the Secrets and Hidden Tactics that
Many Loan Modification Companies Don’t Want You to Know. 
How to Save Money, Avoid Foreclosure, & Save Your Home For FREE!”

You can use what you learn to:

• Lower Your Mortgage Payments
• Lower Your Interest Rate
• Lock In a Fixed Rate
• Reduce Your Principal Balance
• Remove Your Past Due Balance
• Remove All Late Fees
• Avoid Foreclosure

All by Dealing Directly with Your Current Lender with
No Credit Required!

From: James Mailhot
RE: The Secrets to DIY Loan Modification

Dear Concerned Homeowner:

What I am about to share with you could save you thousands on your mortgage and bring hope back to your financial future.  If you are struggling with your mortgage or facing foreclosure, you may be glad to know that the banks are starting to work with homeowners to help them stay in their home.  What used to be nearly impossible is now becoming routine with some lenders and that means that you may be just a few steps away from a lower monthly mortgage payment and a fresh start if you have fallen behind.

It was through the pain of almost losing my house in 2008 that I began to study real estate foreclosures and decided to help as many homeowners keep their home as I could.  I started out doing that by connecting them with Loan Modification companies, but at around $2500 for a loan modification, most of the homeowners that were behind on their mortgage couldn’t afford to pay for a loan modification.

You Can Get A Loan Modification as Easily as a Loan Mod Company!

As 2009 has moved on, I noticed lenders becoming more and more willing to work directly with homeowners to help them stay in their homes.  I now believe that in a majority of cases the “prepared” homeowner has as much of a chance to get a loan modification on their own as they do by paying a Loan Modification company a couple thousand dollars to do it.

While many lenders are telling homeowners “No”, they are telling loan mod companies “Yes”.  The reason the loan mod companies are successful is because they know what they are doing!  They know how to present a hardship and how to package a homeowner’s financial worksheet in a way that makes sense to the bank.

That means that the lender is more likely to accept a loan modification from a homeowner, if they know what they are doing and how to do it right.

Help From an Experienced Loan Modification Expert

That is why I have created this system to help you.  I am the founder of a loan modification company, so I know a lot about loan modifications, but instead of writing the do-it-yourself guide myself, I thought it was important to get the best expert who knows how the banks operate.  I paid one of my experienced loan modification experts over $1000 to write a step by step guide to teach you how to get a loan modification.  That book is just part of what I am providing you.

All the Forms, Scripts, and Checklists You Need!

I also put together all the forms, checklists, and scripts you will need to present and negotiate your own loan modification with your lender.

The result of this work is The Ultimate Do-It-Yourself Loan Modification Kit.  Complete with an easy to read, step by step guide, and all the forms, scripts, and checklists you’ll need to successfully modify your loan.

I also included what others won’t tell you about Free programs that the government has created to help you keep your home.

Here is what you will learn:

• What your options are if you are facing foreclosure
  
  
• How much time you have before you lose your home
  
  
• What a Loan Modification Is
  
  
• Why a Loan Modification may be the best way to Save Your Home
  
  
• How to Qualify for a Loan Modification
  
  
• Insider tips – What the lenders are accepting from homeowners right now!
  
  
• Different kinds of Loan Mods and How to Approach Your Lender
  
  
• What to Say to Your Lender
  
  
• How to Negotiate With Your Lender
  
  
• How to Eliminate Fees, Penalties, and Past Due Balances
  
  
• Tips on Getting Help from Others - both Free and Paid Services
  
  
• How to Avoid Foreclosure Scams
  
  
• NEW - Learn About Obama’s New Home Affordable Program
  
  
• How to Use a New Government Program to Help You Avoid Foreclosure
  
  
• And Lots More!!

You will have all the information you need to save yourself thousands of dollars by working directly with your lender.

You will also have the knowledge you need to decide what option you should pursue regarding your particular goals, circumstance, time and budget.

Don’t struggle any longer.  Learn How You Can Cash in On the Biggest Bailout in History!

Just this book alone is worth much more than the special price of $29.95, I'm offering today!

Bonuses Included in the Kit:

Lender Script
What to say to your lender

Lender Guidelines
The kind of modifications they are currently approving. This information can only be attained by experience with hundreds of loan mods

Automatic Financial Worksheet
Calculates Your Income vs. Expenses and gives you your DTI

Actual Loan Modification Files to View
- Examples of Actual Loan Modification Packets sent to Lenders
- Examples of Loan Mod Proposals sent by the Lender
- Continued Examples of Successful Loan Modifications
- The more success stories you see, the better you will be able negotiate

Direct Phone Numbers to the Loss Mitigation Department of over 60 Lenders
Speak directly with the person you need to talk to on the first dial
 

All this for only $49.95 $29.95 - Limited Time

100% Satisfaction Guarantee

"I am not interested in taking your money.  I don’t over hype and scare you into buying. I believe in helping people and giving good information, so if for any reason you are not satisfied, I offer a 60 Day, No Questions Asked Money Back Guarantee!"

I believe in helping people so much that after selling people $1500 - $2500 loan modification services for the past several months, I decided to teach homeowners how to do it on their own!

You have nothing to lose and a more affordable mortgage payment to gain.
Try it out Today!

PLEASE CONTACT ME IF YOU HAVE ANY QUESTIONS!
I wish you luck and I am blessed to be able to help people just like you.

James Mailhot

What if you end up needing professional assistance?

If after reading the guide you try to propose a loan mod or decide not to do it yourself and you want outside help, I will get you connected to additional help at the lowest price possible!  There are free programs that the government offers that you can use and I will get you the information you need to do that.  If your situation requires a more professional service, I will see to it that you are taken care of!  Nobody else will be given the prices that you will be given.

I only do this because I know that some lenders are more difficult than others, and sometimes
an expert may be the only way to get a lender to work with your situation.

I really do want to help you Keep Your Home!

Get Started Now.

I wish you the best.